Terms & conditions
Thank you for visiting Cashflowsolutions.co.uk
About Us:
Cashflowsolutions.co.uk is a trading style of Fair Investment Company Ltd, registered in England & Wales (company number 3980180). Our registered office is Kings House, 14 Orchard Street, Bristol, England, BS1 5EH.
We are licensed by the Information Commissioners Office under registration number Z4956921.
Your acceptance of these Terms and conditions:
By visiting our website and using this service, you accept our terms and conditions, privacy policy and cookie policy and agree to abide by them.
If you do not agree to these terms and conditions, you should stop using and/or accessing our website immediately. If you breach these terms, your right to access and use our website will cease immediately.
We acknowledge our obligations to this agreement by performing the service you have requested. In doing so, we are the service provider, and you are our customer.
We deal directly with you and have no obligation to any party other than you, our customer.
If you are accessing our service on behalf of someone else, our obligation is still with you, the customer. As our customer, the terms and conditions of this agreement apply to you, not to any other parties or agents that may be connected to you.
Changes to these Terms and conditions
We reserve the right to amend these terms and conditions from time to time by amending this page. The amended terms and conditions will be effective from the date they are posted on our website.
You accept our new terms and conditions by continuing to use our website after changes are posted.
The Cashflowsolutions.co.uk Service
We provide an online business funding sourcing service operated by our partner Clifton Private Finance Ltd, which provides a professional and impartial service with access to over 100 lenders.
We do not charge you a fee for using the Cashflowsolutions.co.uk service, but we do receive a commission from Clifton Private Finance if they can provide you with the particular product or service you were looking for.
Whether Clifton Private Finance can provide you with the service you are looking for is their responsibility and will depend on factors such as the information you have provided and an assessment of your eligibility and creditworthiness by taking into account your credit history.
It is, therefore, important that you make sure the information you provide is complete and accurate, as this will be used to determine whether or not we can match you with the product or service you are searching for.
Your use of our Website
You must only use the Cashflowsolutions.co.uk website for your personal use, or if you are a business user, for your legitimate business purposes of searching for a product or service from Our Partners.
You must not use the Cashflowsolutions.co.uk website unlawfully or fraudulently and must be a UK resident over 18 years old.
If you are using our website on behalf of another person, you are responsible for ensuring that they understand and agree to these terms and conditions. When you provide their information, you confirm their permission to do this.
Communication from or on behalf of Cashflowsolutions.co.uk
We may contact you by telephone, SMS, email and post about our other products and services unless you have told us that you do not want to be contacted this way. (Please read our privacy policy for more information).
By using our service to find a financial service or product, you will be contacted by one of Our Partners by telephone, SMS, email, fax and/or post to provide you with that particular financial service or product.
Credit checks and References
We do not carry out credit checks on you when you use our website to find a financial product or service. However, Our Partners may use external credit reference agencies and credit scoring services to ascertain whether you are eligible for a particular product or service and that you meet their eligibility criteria.
Credit checks and credit reference agencies can also help prevent fraudulent applications. When you make an application, you agree that Our Partners use your personal information to prevent fraud and verify your identity. This data may be used by a Credit Reference Agency or Fraud Agency, and these agencies may keep a record of your information.
You are responsible for ensuring that the information you provide is true and accurate. Misleading information will be regarded as a breach of our terms and will likely breach any agreement you enter with Our Partners. Furthermore, misleading information may also result in the instigation of criminal procedures against you.
Intellectual Property Rights
We are the owner or the licensee of all intellectual property rights on our website and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy and download extracts of any page(s) from our website for your reference, and you may draw the attention of others to material posted on our website.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of material on our website must always be acknowledged.
You must not use any part of the materials on our website for commercial purposes without obtaining a licence from us or our licensors.
All rights in Cashflowsolutions.co.uk are owned by us.
Third-party websites and Links from our Website
If you leave our website to complete an application for a product or service on the website of one of Our Partners, you must read their terms and conditions to make sure you understand and accept them.
Where our website contains links to other sites and resources provided by third parties, these links are only for your information. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Information about you and your visits to our website
We process information about you following our privacy policy. By using our website, you consent to such processing and warrant that all data you provide is accurate.
We aim to ensure that the material on our website is accurate. We also try to correct any errors or omissions as soon as we become aware. However, we cannot guarantee that our website is always accurate and error-free. We, therefore, reserve the right to amend any information displayed on our website at any time.
Financial Information
The information on our website is not intended to be construed as financial or other advice. It is provided to help you find the product or service that you consider the most appropriate for your circumstances.
Our Liability
We do not accept responsibility or liability for any loss or damage you may incur (whether directly or indirectly) in the following circumstances:
If the information you provide to us is incorrect, incomplete or misleading;
If the product or service you apply for is not appropriate for you;
As a result of any acts or omissions of Our Partners regarding the product or service you are applying for, and/or as a result of your use or inability to use our website due to circumstances beyond our reasonable control. This does not affect our liability for death or personal injury arising from our negligence, our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law, including but not limited to the Financial Services and Markets Act 2000, as amended, (“FSMA”) or any conduct of business rules developed according to the FSMA.
Viruses, Hacking and Other Offences
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other malicious or technologically harmful material. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of-service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and cooperate with them by disclosing your identity. In the event of such a breach, your right to use our website will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any material posted on it, or on any website linked to it.
You must not establish a link from any website that is not owned by you.
Our website must not be framed on any other site, nor may you create a link to any part of our website other than the home page. We reserve the right to withdraw linking permission without notice.
Please get in touch with us if you wish to use material on our website other than the above.
Complaint:
We aim to offer excellent service to all our customers. If you feel that we have failed to provide our service or wish to make a formal complaint of any kind, write to:
Cashflowsolutions.co.uk
C/O Fair Investment Company Ltd
Kings House
14 Orchard Street
Bristol
England
BS1 5EH
A response will be provided promptly upon receipt of your letter of complaint.
Applicable Law and Jurisdiction:
These terms and conditions and your access to and use of our website (including any dispute or claim arising from or in connection with them) shall be governed by and interpreted under English law.
You agree to submit to the exclusive jurisdiction of the courts of England and Wales in connection with these terms and conditions and your access to and use of our website.
General:
This agreement is in English, and all communications between you and us will be in English.
Suppose any provision of these terms and conditions is unlawful, invalid or unenforceable. In that case, that provision shall be deemed deleted from these terms and conditions and shall not affect the validity or enforceability of the remaining terms and conditions.
Our terms and conditions, privacy policy and cookies policy constitute the entire agreement between you and us regarding your use of our website.
No failure or delay by us in exercising any of our rights under these terms and conditions shall constitute a waiver of that right, nor will any single or partial exercise by us of any right preclude any further exercise of any right.
How to Contact Us:
If you have any questions about these terms and conditions or would like to contact us for any other reason, you can contact us:
by post: Customer Services Manager, Fair Investment Company Ltd, Cashflowsolutions.co.uk, Kings House, 14 Orchard Street, Bristol, England BS1 5EH, or by email.
3/12/2022